The growth of AXA and the current Vice President, Vinny Parascandola

Planning for one’s retirement is one of the smartest moves one can make. Whether you will do it as an individual or for a business, it is important to enlist the help of reliable partners in the process. This is where competent companies like AXA advisors come in to help. They have been in operation for the last 200 years and they have even been listed as one of the most powerful trans-nationals in the country. They are a component of the Euro Stoxx50 Stock market and have a strong presence in the Asia Pacific, Europe, The Middle East and also Africa.

How the name AXA came to be

When the company was founded in 1816, it went under the name of the Ancienne Mutuelle. A few years after the establishment of the company, they acquired Compagnie Parisienne de Garantie and changed their name to Mutuelles Unies. The company also acquired the Druout group and later changed their name to AXA. They have acquired many other insurance companies during the time that they have been in operation including the Sun&Life and Provincial Holdings, the Guardian Royal exchange and UAP insurance. Last year, the company announced that they would be stopping their investment in Tobacco shares and allowing their entire portfolio in goods that are related to tobacco to run off.

The reason behind the name AXA wasn’t to create an acronym. The name was simply chosen because it is easy to pronounce in any language. The name was also strategically chosen because from the start, they knew that they wanted to be an international brand and needed a quick to pronounce name.

About Vinny Parascandola

Vinny Parascandola is the current vice president of AXA. He has been working with AXA advisors since 2004 and has more than 25 years of experience in the financial and investment industry. He started off his career as a rookie in 1987 where he was named the National Rookie of the Year while working with Prudential.

Vincent is greatly recognized for his leadership and has won many awards for his exemplary performance. He is widely sought for as a speaker and gives many motivational talks on investing and wealth management. For more information on him, refer to his Linked In and WalletHub profile.


David Osio Presides the Deployment of a New Application into the Real Estate Market

Davos Real Estate Group (REG) has always been keen on developing solutions and products that help its clients accomplish their business and personal goals. The company has developed several apps meant to speed up real estate transactions. In mid-2016, the firm released a statement to its customers announcing the introduction of Davos CAP Calculator, a cutting-edge mobile app. After identifying a real estate property or investment of interest, clients will use this app to calculate the amount of returns they should expect.


Davos CAP Calculator


Gerard Gonzalez, who is the executive principal of Davos REG, worked hand-in-hand with app design firm, Tecknolution, on the development of Davos Calculator. The designing and development process took six months. This useful tool will allow real estate investors to make intelligent investments. They will calculate the returns to expect from properties before investing their money on it.


Davos REG used modern technology to develop the app, which operates efficiently on mobile devices such as Android and iPhone. Gonzalez confirmed that the company would deploy to the market a series of unique real estate tools that will permit investors to use their phone to identify properties and share historical reports with their agents at Davos REG via an interactive chat.


David Osio’s remarks


Osio praised the Davos REG’s team of experts for their exceptional record of achievements. He said the new app meets Davos Financial Group’s business objective of guiding clients when making real estate investments in the United States. Investors will acquire ideal properties by analyzing the returns of various properties available in the market.


David Osio


David Osio, the owner and managing director of Davos Financial Group, has an innate mastery of financial principles and practices across distinct sectors. Osio acquired his law degree from one of the prominent universities in Venezuela called Universidad Catolica Andres Bello. He commenced his career in law by serving as the director of Caracas-located MGO Law Company. His duty was to offer litigation services and legal advice to corporate clients.


David Osio is a holder of an advanced degree in Banking and Portfolio Management. He has taken advantage of his in-depth financial knowledge and legal expertise to rise through ranks in the Banco Latino International of Miami. He formed Davos Financial Group in 1993 after choosing to become independent. Davos Financial Group through its independent and certified firms that operate in different strategic cities maintains agreements with prominent banks. It offers professional advice on risk analysis, asset allocation, as well as consolidated investment.

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Add Style To Hair With Straight Razors From Donald Scott NYC

There are many styling tools you can use in your salon, and this includes a straight razor from Donald Scott NYC. The straight razor is no longer a tool designed for just shaving purposes. You can use this tool to create a style that is sure to appeal to your clients.


It is best to find out what type of hair works with a straight razor before adding it to your salon. You do not want to use your razor on naturally frizzy or curly hair, and you should never use it on a client who is planning to perm her hair. You can use the razor on straight, fine, medium-textured and softly curled hair.


There are several styles that can be achieved with a straight razor, especially since you can cut the hair at different angles and lengths. A straight razor is a great tool for adding texture, shape and layers to their hair.


The DS/X4 Razor and Carving Comb Fine are just two of the straight razors you can purchase from Donald Scott NYC. Use the DS/X4 Razor to trim discrete areas, such as the eyebrows or behind the ears. You can use the Carving Comb Fine to cut, shape and add texture to their hair with ease. Be sure to use the Prepare Liquid Tool Glide with your razor.


Your clients are sure to love the beautiful style that comes from a straight razor from Donald Scott NYC.

Mikhail Blagosklonny Revolutionizes Cancer Therapies and the Aging Process in Humans

Dr. Mikhail Blagosklonny is an oncology Professor at Roswell Park Institute of Cancer; New York. He is also a cancer scientist specialized in the aging and cancer studies. Blagosklonny is an M.D., Ph.D. graduate in Cardiology/Medicine from the Medical University; Pavlov, St. Petersburg. He was selected as a Medicine Professor at the College of Medicine; New York in 2002.

Dr. Blagoskonny was also a scientist at the O.R Institute in Albany; New York. He was confirmed in 2009 as an Oncology Professor at the prestigious Cancer Institute; Roswell Park. Dr. Blagosklonny’s research focuses on possible cancer remedies and the principal methods of growing old and anti-age medication.

Cancer Aging and Rapamycin

Mikhail Blagosklonny created a hypothesis focusing on TOR signals role in cancer and aging as well as the proposed rapamycin, an accepted cancer medicine, a promising treatment therapy for the extension of life. Blagosklonny is Chief Editor of the Aging Cell Cycle and Oncotarget as well as the Editorial Associate of Cancer Therapy and Biology. He also serves on the Cell Death Editorial Board.

Mikhail’s role at the Roswell Park Cancer Institute

Mikhail Blagosklonny was appointed as an Associate Professor of Oncology at the Roswell Park Cancer Institute on April 15, 2009. Misha is a paramount researcher in the development of cancer concepts in biology and therapy. His presence at Roswell Park facilitates the advancement of innovative anti-cancer stratagem and cancer treatment and prevention methods.

Blagosklonny’s Hypothesis about the Possible Role of TOR Signaling in Aging and Cancer
Aging is understood from the evolution point of view on LinkedIn. Organisms in the wild do not live long to experience aging. Therefore only in the protected environment do humans and domestic animals die from aging.

The TOR nutrient-sensing pathway is triggered by nutrients, insulin, and growth factors on Google. In turn, it increases protein synthesis, stimulates cell mass growth and, induces buildup of growth proteins, and causes resistance to insulin and GF.

In short, TOR causes cell hyper-functions to each particular tissue such as bone by soft muscle cells, and visible osteoporosis. This ultimately damages organs (aging- disaster) leading to age-related illnesses. The TOR passage is implicated in diseases like cancers, diabetes type II, age-related muscular degeneration, organ failure (liver, renal and cardiac), Alzheimer’s and arthritis.

The theory that aging isn’t motivated by the accumulation of accidental damage best explains hormesis. Category A Hormesis upsets the TOR pathway. Category B Hormesis cause damaging anxiety. Aging is not brought about by loss, but it may cause the acceptance of aging, therefore protecting humans from dangerous aging-induced disasters.

Why Bernardo Chua Is A Superstar Marketing Guru

Bernardo Chua, neutraceutical coffee guru extraordinaire, and the founder of Organo Gold, is referred to as a marketing genius and “a horse whisperer of Ganoderma-infused beverages.” Chua is a multidisciplinary marketer with a vision for innovation, and has grown Organo Gold into the 55th largest worldwide multilevel marketing organization to prove it.

Born and raised in the Philippines, Chua spent years working with and defining the benefits of Ganoderma, a Chinese herb. According to the National Institute of Health, this herb and traditional Chinese remedy has several promising health benefits, and several scientific reports support these claims.

Initially, Chua was working as President of Gano Excel, and in 2008, Chua moved on to establish one of his greatest startups — Organo Gold. Today, Bernardo Chua is a highly decorated, award winning expert with more than 20 years experience in strategic marketing, and he has led the company to exponential growth, with more than a million distributors and $800 million in revenue.

Chua’s accomplishments have been featured in a wide array of news media, including The Richmond News, the Denver Urban Spectrum, CEO Magazine, and PR Newswire. His greatest strengths have included his creativity, drive and leadership, particularly, working to expand the reach of Organo Gold. The company has divisions in more than 32 countries, bringing core products to fast-growing markets.

Chua’s Organo Gold accomplishments and his expertise caught the eye of several celebrities, including former Super Bowl Champion, and retired Denver Bronco, Rod Smith, who opened a Colorado distributorship, and boxing champ, Manny Pacquiao. Both distributors earned Super Star Achiever Awards, in addition to Rod Smith’s Top 300 Worldwide Producer Award.

In 2015, Chua was recognized with The Dangal ng Bayan Award in the Philippines for Outstanding Global Entrepreneur. Other honors include two People’s Choice Awards, and being recognized as a notable marketing and motivational speaker on industry related topics.

Undoubtedly, Chua’s leadership has helped boost the results of thousands of independent distributors worldwide. As the leader at the helm of Organo Gold, Bernardo Chua is poised for continuous greatness, as well as Organo Gold.

Stabilizing Your Budget with a Refinance Automobile Loan

Making ends meet during these uncertain economic times is challenging. If you are serious about getting your budget under control, you need to make sure you examine all options available to you.


If you are like many consumers, you have given serious consideration to refinancing your home mortgage loan. This particularly is the case if you are chained to an adjustable rate mortgage.


If you are also like many people, you have not yet focused on the possibility of refinancing your automobile loan. As is the case with most Americans, your automobile is either your most significant investment or your most important investment after your home. The reality is that you can significantly contribute to getting your financial affairs under better control if you consider refinancing your car loan.


Find a Reputable Auto Refinance Company


The first step you need to take in the process of refinancing your car loan is finding a reputable, reliable automobile refinance company like Ignition Financial. Ignition Financial provides refinance services for people like you who are looking to get an overall better deal on their car loans.


Ignition Financial is committed to complete transparency. You will obtain all the information you need in order to make an intelligent decision when it comes to refinancing your car loan.


Ignition Financial is also dedicated to providing consumers like you with the best refi rates available on the market today. The loan specialists at Ignition Financial understand your goals and objectives when it comes to refinancing your automobile loan.


Lowering Your Monthly Payments


One important benefit you can obtain through refinancing your automobile loan is the opportunity to “slash my payments.” In some cases, the reduction in monthly payments that can be achieved through refinancing an automobile loan are significant.


The reality is that the typical consumer needs breathing room each month to balance the budget. Refinancing an automobile loan may provide precisely that breathing room that is necessary.


Saving Money


Over the lifetime of an automobile loan, the amount of money spend on interest really adds up. Interest payments truly account for significant spending over the term of a loan.


Another of the key benefits you can realize by refinancing your automobile loan is saving money. Many consumers have been able to save what amounts to a considerable sum of money over time because of lower interest rates on car loans. More broad term financial saving from your car loan is helpful in establishing financial stability not only today, but into the future as well.


Shop Around


Ignition Financial encourages consumers to shop around when seeking a company for their auto loan refinance needs. Due diligence is important.


The professional team at Ignition Financial stands ready to discuss all options to make sure that you do obtain the best deal when it comes to auto loan refinancing. If you think you have come up with a better option with another refinance company, make it a point to visit a specialist at Ignition Financial to make sure you really have accessed the best option in your situation.

The Contributions Of Mike Baur At The Swiss Startup Factory

Mike Baur has over 20 years of experience in the banking industry in Swiss. Mike is the co-founder of the Swiss Start-up Factory AG. He started his journey in entrepreneurship in 2014 at 39 years of age. He co-founded the Swiss Start-up Factory together with two other partners. Mike was born in Fribourg, Switzerland. He was interested in banking and finance as a teenager. He says that it is a great joy that his passion turned out to be his career. Mike started his work in the Swiss Banking Industry by working at UBS where he served as a Commercial Apprentice. Mike later went on to become an executive board member at a big private bank in Swiss. Mike had started investing in Startup Companies before co-founding Swiss Start-up Factory with Oliver Walzer and Max Meister. Mike Baur was a jury member at a startup pitching contest known as START Summiteer held at the University of St Gallen.


Mike was appointed the Deputy Managing Director of CTI Invest after Swiss Startup Factory made a partnership with CTI in January 2016. Mike was in charge of the accelerator program at the Swiss Startup Factory with Goldbach Group during the beginning of 2016. The Swiss Startup Factory is a privately owned company. It is Switzerland’s leading Financed ICT Startup Accelerator. Mike has an Executive MBA which he earned from the University of Bern. He also went to University of Rochester New York where he received his MBA. He offers his support to some different Swiss Startups as a mentor and financially. He is also involved in the Swiss Youth Entrepreneurship.


Mike’s responsibility at the Swiss Startup Factory is to oversee the financing and fundraising rounds at the company. The Swiss Startup Factory looks for digital entrepreneurs who are thriving and provides them with exciting opportunities via its robust network both in Switzerland and around the world. The accelerator company is based in Zurich. It has been able to expand and grow since its inception through the leadership of Mike Baur. The Company offers an accelerator program that runs for three months. They provide a unique platform for coaching, office space, services, entrepreneurial program, and mentorship to enable individuals to achieve their entrepreneurial goals. Mike Baur has extensive skills and experience. He is determined to steer Swiss Startup Factory to meet its strategic aims and missions while impacting on the lives of young and potential entrepreneurs.

It is no secret that entrepreneurship is the center of the world’s economy. However, entrepreneurship can be challenging.One of the challenges includes starting up, the foundation of the business. From technical business terminologies to entrepreneurship networks, the whole process can be hectic. That is why a man like Mike Baur is instrumental in the field of entrepreneurship. As a teenager, Mike loved banking and finance. Mr. Baur is a Swiss businessman. He serves as the co-founder as well as the managing partner of a startup factory called Swiss Startup Factory. Baur’s experience roots from his 20 years banking roles in UBS and Clariden Leu. From the two firms, he quit forming the start-up businesses.

About Swiss Startup Factory

The Swiss Startup Factory rooted from the ambition to develop global companies that will surpass most norms related to businesses. It was established in 2014. Swiss Startup Factory offers a three-month program that provides early-stage business startups with office space, financing, coaching, mentoring, and an extensive entrepreneurial network. The Swiss Startup Factory makes bold claims while striving to achieve the objectives by providing a 360-degree platform for startup services. It provides individual services aimed at getting ideas off the ground. From input sessions and one to one mentor sessions, this firm commits to completing the startup program that will introduce their product to the market in addition to providing an in-depth tailored service package for the maturity and development of start-ups.

The WorldWebForum

Baur is a speaker at the WorldWebForum, an organization focused on youth empowerment. The WorldWebForum provides the young talented entrepreneurs in Switzerland with a top execution platform to guide them in business. This platform offers the youth a dedicated series of steps through a business-driven process to the set goals. The WorldWebForum hosts motivational speakers who offer pep talks to the youth.

Early Life and Education

Mike Baur was born and raised in Fribourg Switzerland, an area he is still connected to. He developed an interest in banking and financing as a child. When he turned 39, he began his entrepreneurial journey by quitting employment. It is, therefore, a great satisfaction that he lived to achieve his dream by practicing what he loved. Mike went to the University of Rochester in New York where he got an MBA. He furthered his studies at the University of Bern and earned an Executive MBA.

Choosing Top Quality Hair Products

Are you looking for the best hair conditioner or styling treatment for your hair type? Do you want to choose a product line that has a good reputation in the industry? Perhaps you have heard a lot about Wen by Chaz and the tremendous benefits of using their product line. WEN brand comes highly recommended in the industry.

There many companies out there offering to provide you with the highest quality hair products for your hair type. Keep in mind that not all hair product lines are created equal. Look for a brand that has an established history of producing outstanding results and which has a large number of satisfied customers.

No matter what type of hair styling products you need, bear in mind that price doesn’t always indicate the worth of a product. High-priced products on Amazon may not help you style your hair any better than bargain options. It is the substance list that counts. Don’t be afraid to ask your stylist for suggestions concerning ingredients to look or avoid for in your hair styling items. He or she should be able to provide guidance for keeping your hair fabulous and healthy.

Wen by Chaz  Dean,, is highly sought after in the hair care industry. Customers all over the world are talking about the company’s products and how it has transformed their hair. Wen by Chaz is committed to creating only the highest quality hair product lines and focuses on using natural ingredients.

The company avoids the use of any substance that can be harmful or damaging. They use safe ingredients, specifically herbals that are known to be beneficial for the hair. With just a few simple steps, these hair conditioners and styling treatments made by Wen by Chaz combat hair shedding and bring back hair to health. More hair care tips available on the Wen website and Facebook product page.


The Clean Up that Matters

The Squaw Valley ski resort, a well known mountain top location for vacations and entertainment, has recently received press on water source contamination. Reports reveal that due to a long and powerful rain storm that much of the drinking water had become contaminated with e coli and coliform, both of which are incredibly deadly bacteria that can cause a list of dangerous illnesses to befall those who contract them. This news has caused many potential visitors to Squaw Valley to reconsider their choices and to look elsewhere for vacation destinations. Luckily for these potential visitors on, there has been much work that Squaw Valley personnel and the local government have done to better the situation at hand.

Clean up crews have done an incredible job of cleaning and sanitizing the water found within the mountain. Through this lengthy process and quality control it would appear that a vast majority of the water has been decontaminated and is once again allowed for safe Human use. There is no longer any cases of e coli, while low traces of coliform as still found within the water sources. This does not mean that the water is completely usable by Human beings, however, and many of the restaurants found on and around the mountain are still unable to serve tap water to their guests.

The information that the matter is being contained has allowed many visitors to the ski resort to return, bringing in much needed revenue to the business so that it can continue to operate. Skiers are able to continue to visit the resort and take advantage of what it being offered to them. While the water is not completely clean at this point, there is still peace of mind on the part of patrons to the site that the company is doing everything in their power to fix the issue in a timely and reliable manner. See:

The efforts that Squaw Valley ski resort and outside personnel are placing into the clean up process is a showing of their dedication and servitude to their customers, who they understand are loyal. By providing to them examples of how they care about their personal safety and health Squaw Valley employees, and the company in general, has identified itself as a company that truly cares about its customer base on These actions will undoubtedly allow the resort to move forward in a positive light, bringing in new visitors on an annual basis in the future and increasing the prestige of the resort significantly.